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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,587 | $65,395+12.5% | $182,540-59.7% | $72,975+0.8% |
| Participation rate | 97.1% | 65.4%+31.7pp | 78.0%+19.2pp | 69.5%+27.7pp |
| Annual return | 23.43% | 27.68%-4.2pp | 148.58%-125.1pp | 81.01%-57.6pp |
| Employer contribution / active EE | $2,467 | $1,911+29.1% | $4,076-39.5% | $2,440+1.1% |
| Participant deferral / active EE | $3,544 | $3,563-0.5% | $5,525-35.9% | $3,608-1.8% |
| Admin fee / account holder | $4,162 | $4,245-1.9% | $8,593-51.6% | $5,124-18.8% |