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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,421 | $78,015+68.5% | $178,505-26.4% | $80,959+62.3% |
| Participation rate | 87.9% | 65.7%+22.2pp | 77.1%+10.8pp | 67.7%+20.2pp |
| Annual return | 16.21% | 18.10%-1.9pp | 27.16%-10.9pp | 35.67%-19.5pp |
| Employer contribution / active EE | $2,803 | $2,281+22.9% | $3,955-29.1% | $2,757+1.7% |
| Participant deferral / active EE | $4,588 | $4,406+4.1% | $6,280-26.9% | $4,300+6.7% |
| Admin fee / account holder | $5,026 | $7,160-29.8% | $10,428-51.8% | $6,925-27.4% |