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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,143 | $124,351-63.7% | $109,188-58.7% | $167,553-73.1% |
| Participation rate | 83.3% | 79.4%+3.9pp | 75.9%+7.5pp | 82.1%+1.2pp |
| Annual return | 5.72% | 26.04%-20.3pp | 25.76%-20.0pp | 478.89%-473.2pp |
| Employer contribution / active EE | $8,613 | $4,210+104.6% | $3,723+131.3% | $4,840+78.0% |
| Participant deferral / active EE | $488 | $5,257-90.7% | $4,654-89.5% | $6,343-92.3% |
| Admin fee / account holder | $1,151 | $7,975-85.6% | $6,755-83.0% | $12,316-90.7% |