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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,241 | $77,817+3.1% | $123,553-35.1% | $64,173+25.0% |
| Participation rate | 90.6% | 74.7%+15.9pp | 82.3%+8.3pp | 69.6%+21.1pp |
| Annual return | -8.79% | 12.49%-21.3pp | 119.21%-128.0pp | 7.63%-16.4pp |
| Employer contribution / active EE | $2,146 | $3,014-28.8% | $4,628-53.6% | $2,381-9.8% |
| Participant deferral / active EE | $5,308 | $5,240+1.3% | $6,426-17.4% | $3,470+53.0% |
| Admin fee / account holder | $402 | $5,519-92.7% | $9,284-95.7% | $4,887-91.8% |