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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,181 | $87,733+211.4% | $106,555+156.4% | $85,847+218.2% |
| Participation rate | 96.5% | 71.9%+24.6pp | 76.1%+20.4pp | 69.3%+27.2pp |
| Annual return | 13.07% | 21.86%-8.8pp | 26.80%-13.7pp | 318.61%-305.5pp |
| Employer contribution / active EE | $8,140 | $2,073+292.7% | $2,819+188.7% | $2,565+217.3% |
| Participant deferral / active EE | $7,142 | $3,469+105.9% | $4,399+62.4% | $3,952+80.7% |
| Admin fee / account holder | $23,015 | $6,767+240.1% | $7,408+210.7% | $6,261+267.6% |