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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,175 | $94,031+188.4% | $115,768+134.2% | $82,448+228.9% |
| Participation rate | 96.8% | 70.4%+26.4pp | 74.4%+22.4pp | 68.1%+28.8pp |
| Annual return | 17.14% | 20.61%-3.5pp | 100.46%-83.3pp | 41.64%-24.5pp |
| Employer contribution / active EE | $7,828 | $2,323+236.9% | $2,940+166.3% | $2,551+206.9% |
| Participant deferral / active EE | $7,169 | $3,972+80.5% | $4,917+45.8% | $4,139+73.2% |
| Admin fee / account holder | $5,876 | $10,249-42.7% | $12,439-52.8% | $7,234-18.8% |