Filed May 15, 2013
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN UNITED LIFE INSURANCE CO10+ years Service code 15 · EIN 35-0145825 | Recordkeeping | $19,461 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,255 | $67,984-7.0% | $65,493-3.4% | $74,304-14.9% |
| Participation rate | 36.0% | 66.3%-30.3pp | 73.1%-37.1pp | 60.3%-24.4pp |
| Annual return | 13.79% | 19.87%-6.1pp | 982.45%-968.7pp | 29.43%-15.6pp |
| Employer contribution / active EE | $342 | $2,491-86.3% | $2,574-86.7% | $2,241-84.7% |
| Participant deferral / active EE | $1,092 | $3,346-67.4% | $3,961-72.4% | $3,767-71.0% |
| Admin fee / account holder | $4 | $1,373-99.7% | $5,028-99.9% | $2,969-99.9% |