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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,999 | $165,399-18.4% | $149,745-9.8% | $158,982-15.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 4.53% | 348.34%-343.8pp | 276.72%-272.2pp | 302.99%-298.5pp |
| Employer contribution / active EE | $11,539 | $5,105+126.0% | $4,646+148.4% | $4,763+142.3% |
| Participant deferral / active EE | $4,784 | $7,183-33.4% | $6,843-30.1% | $5,983-20.0% |
| Admin fee / account holder | $5,062 | $10,811-53.2% | $9,312-45.6% | $11,252-55.0% |