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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,108 | $154,193+22.0% | $130,045+44.6% | $139,466+34.9% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.5%+11.5pp | 80.3%+9.7pp |
| Annual return | 15.42% | 32.51%-17.1pp | -137.30%+152.7pp | 373.66%-358.2pp |
| Employer contribution / active EE | $1,846 | $5,292-65.1% | $4,321-57.3% | $4,754-61.2% |
| Participant deferral / active EE | $3,366 | $6,709-49.8% | $5,820-42.2% | $6,712-49.9% |
| Admin fee / account holder | $424 | $13,989-97.0% | $10,600-96.0% | $11,409-96.3% |