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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,108 | $154,159+22.0% | $130,026+44.7% | $139,456+34.9% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.5%+11.5pp | 80.3%+9.7pp |
| Annual return | 15.42% | 32.50%-17.1pp | -137.26%+152.7pp | 373.45%-358.0pp |
| Employer contribution / active EE | $1,846 | $5,292-65.1% | $4,321-57.3% | $4,753-61.2% |
| Participant deferral / active EE | $3,366 | $6,710-49.8% | $5,821-42.2% | $6,711-49.9% |
| Admin fee / account holder | $424 | $14,001-97.0% | $10,608-96.0% | $11,407-96.3% |