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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,097 | $49,255-40.9% | $70,494-58.7% | $79,856-63.6% |
| Participation rate | 58.3% | 69.2%-10.8pp | 75.1%-16.7pp | 69.6%-11.3pp |
| Annual return | 25.27% | 30.10%-4.8pp | 109.16%-83.9pp | 31.71%-6.4pp |
| Employer contribution / active EE | $0 | $2,100-100.0% | $2,738-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,062 | $2,768-61.6% | $3,711-71.4% | $3,741-71.6% |
| Admin fee / account holder | $0 | $2,879-100.0% | $3,848-100.0% | $5,306-100.0% |