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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,449 | $183,516-84.0% | $155,534-81.1% | $145,884-79.8% |
| Participation rate | 82.4% | 82.7%-0.4pp | 78.2%+4.1pp | 80.3%+2.1pp |
| Annual return | 14.32% | 61.43%-47.1pp | 64.92%-50.6pp | 551.85%-537.5pp |
| Employer contribution / active EE | $2,911 | $5,315-45.2% | $4,675-37.7% | $4,662-37.6% |
| Participant deferral / active EE | $5,630 | $6,467-12.9% | $5,6300% | $6,690-15.8% |
| Admin fee / account holder | $3,136 | $19,293-83.7% | $15,900-80.3% | $13,392-76.6% |