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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,714 | $148,629+106.4% | $135,982+125.6% | $139,487+119.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.23% | 79.33%-61.1pp | 68.32%-50.1pp | 373.84%-355.6pp |
| Employer contribution / active EE | $4,130 | $5,247-21.3% | $4,859-15.0% | $4,755-13.1% |
| Participant deferral / active EE | $10,606 | $8,102+30.9% | $7,760+36.7% | $6,713+58.0% |
| Admin fee / account holder | $9,252 | $12,406-25.4% | $10,767-14.1% | $11,407-18.9% |