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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,410 | $160,070+147.6% | $147,117+169.5% | $145,897+171.7% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.1pp | 80.3%+13.0pp |
| Annual return | 31.43% | 98.69%-67.3pp | 420.54%-389.1pp | 552.29%-520.9pp |
| Employer contribution / active EE | $3,999 | $5,285-24.3% | $4,932-18.9% | $4,663-14.2% |
| Participant deferral / active EE | $11,434 | $8,419+35.8% | $8,065+41.8% | $6,689+70.9% |
| Admin fee / account holder | $49,702 | $15,035+230.6% | $12,993+282.5% | $13,390+271.2% |