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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,194 | $154,228+177.6% | $145,433+194.4% | $137,256+212.0% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 13.07% | 74.59%-61.5pp | 66.58%-53.5pp | 220.34%-207.3pp |
| Employer contribution / active EE | $2,771 | $4,804-42.3% | $4,554-39.2% | $4,156-33.3% |
| Participant deferral / active EE | $6,313 | $8,216-23.2% | $7,897-20.1% | $6,407-1.5% |
| Admin fee / account holder | $61,156 | $14,344+326.4% | $13,129+365.8% | $12,270+398.4% |