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| Provider | Service type | Compensation |
|---|---|---|
WILLIAM BLAIR2+ years Filed as: WILLIAM E. HAMM AND ASSOCIATES, INC Service code 15 · EIN 59-3331424 | Recordkeeping | $34,061 |
ADP BROKER-DEALER2+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $15,090 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,892 | $52,306+24.1% | $69,779-7.0% | $62,881+3.2% |
| Participation rate | 65.9% | 67.2%-1.3pp | 71.8%-5.9pp | 69.3%-3.4pp |
| Annual return | 7.15% | 13.35%-6.2pp | 12.99%-5.8pp | 20.14%-13.0pp |
| Employer contribution / active EE | $1,439 | $1,799-20.0% | $2,338-38.4% | $2,281-36.9% |
| Participant deferral / active EE | $3,222 | $2,395+34.5% | $2,931+10.0% | $3,203+0.6% |
| Admin fee / account holder | $433 | $3,691-88.3% | $4,381-90.1% | $4,296-89.9% |