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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,660 | $78,690+116.9% | $161,489+5.7% | $87,485+95.1% |
| Participation rate | 86.7% | 67.5%+19.2pp | 78.7%+8.0pp | 68.9%+17.7pp |
| Annual return | 12.75% | 32.74%-20.0pp | 89.72%-77.0pp | 26.06%-13.3pp |
| Employer contribution / active EE | $2,512 | $2,588-3.0% | $4,268-41.2% | $2,596-3.3% |
| Participant deferral / active EE | $5,757 | $3,311+73.9% | $5,630+2.3% | $4,274+34.7% |
| Admin fee / account holder | $13,555 | $6,724+101.6% | $16,006-15.3% | $7,775+74.3% |