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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,304 | $112,935+59.7% | $90,970+98.2% | $158,966+13.4% |
| Participation rate | 93.3% | 74.7%+18.6pp | 69.0%+24.3pp | 82.0%+11.4pp |
| Annual return | 14.82% | 215.79%-201.0pp | 134.58%-119.8pp | 302.95%-288.1pp |
| Employer contribution / active EE | $6,685 | $2,895+131.0% | $2,122+215.0% | $4,762+40.4% |
| Participant deferral / active EE | $7,579 | $4,129+83.6% | $3,373+124.7% | $5,983+26.7% |
| Admin fee / account holder | $1,336 | $8,045-83.4% | $5,960-77.6% | $11,250-88.1% |