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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,810 | $91,179+106.0% | $178,499+5.2% | $79,852+135.2% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 20.03% | 24.19%-4.2pp | 151.10%-131.1pp | 31.72%-11.7pp |
| Employer contribution / active EE | $7,450 | $3,256+128.8% | $5,011+48.7% | $2,471+201.5% |
| Participant deferral / active EE | $5,827 | $3,236+80.1% | $5,202+12.0% | $3,740+55.8% |
| Admin fee / account holder | $1,053 | $6,749-84.4% | $13,986-92.5% | $5,306-80.2% |