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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,429 | $77,638-35.0% | $156,551-67.8% | $62,881-19.8% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 2.25% | 50.33%-48.1pp | 32.23%-30.0pp | 20.14%-17.9pp |
| Employer contribution / active EE | $4,310 | $3,444+25.1% | $5,501-21.7% | $2,281+88.9% |
| Participant deferral / active EE | $3,853 | $3,046+26.5% | $4,871-20.9% | $3,203+20.3% |
| Admin fee / account holder | $100,682 | $5,561+1710.4% | $13,028+672.8% | $4,296+2243.8% |