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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,163 | $123,155+6.5% | $108,753+20.6% | $155,188-15.5% |
| Participation rate | 0.0% | 75.6%-75.6pp | 71.1%-71.1pp | 80.8%-80.8pp |
| Annual return | 14.67% | 44.73%-30.1pp | 37.47%-22.8pp | 148.84%-134.2pp |
| Employer contribution / active EE | $2,698 | $2,811-4.0% | $2,427+11.2% | $4,248-36.5% |
| Participant deferral / active EE | $7,395 | $4,623+60.0% | $4,115+79.7% | $6,531+13.2% |
| Admin fee / account holder | $4,524 | $12,126-62.7% | $10,320-56.2% | $14,480-68.8% |