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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,412 | $112,933-31.5% | $90,970-14.9% | $158,982-51.3% |
| Participation rate | 58.3% | 74.7%-16.4pp | 69.0%-10.7pp | 82.0%-23.6pp |
| Annual return | 13.44% | 215.82%-202.4pp | 134.60%-121.2pp | 302.99%-289.5pp |
| Employer contribution / active EE | $0 | $2,893-100.0% | $2,122-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $1,917 | $4,128-53.6% | $3,373-43.2% | $5,983-68.0% |
| Admin fee / account holder | $5,443 | $8,047-32.4% | $5,961-8.7% | $11,252-51.6% |