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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,857 | $176,786-6.2% | $146,643+13.1% | $167,536-1.0% |
| Participation rate | 66.7% | 83.6%-17.0pp | 80.1%-13.4pp | 82.1%-15.4pp |
| Annual return | 15.33% | 24.04%-8.7pp | 22.75%-7.4pp | 478.82%-463.5pp |
| Employer contribution / active EE | $1,824 | $5,161-64.7% | $4,137-55.9% | $4,839-62.3% |
| Participant deferral / active EE | $2,913 | $6,440-54.8% | $5,506-47.1% | $6,342-54.1% |
| Admin fee / account holder | $612 | $13,262-95.4% | $10,280-94.0% | $12,315-95.0% |