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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,878 | $100,060-36.2% | $149,721-57.3% | $70,126-8.9% |
| Participation rate | 95.2% | 83.6%+11.7pp | 87.1%+8.2pp | 69.5%+25.7pp |
| Annual return | 20.17% | 27.46%-7.3pp | 1501.67%-1481.5pp | 73.15%-53.0pp |
| Employer contribution / active EE | $4,265 | $3,661+16.5% | $5,444-21.7% | $2,343+82.1% |
| Participant deferral / active EE | $5,601 | $4,982+12.4% | $6,568-14.7% | $3,332+68.1% |
| Admin fee / account holder | $758 | $8,285-90.9% | $11,282-93.3% | $4,645-83.7% |