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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,398 | $81,668+269.1% | $58,507+415.1% | $139,487+116.1% |
| Participation rate | 60.0% | 61.3%-1.3pp | 50.9%+9.1pp | 80.3%-20.3pp |
| Annual return | 21.99% | 7430.07%-7408.1pp | 4252.32%-4230.3pp | 373.84%-351.8pp |
| Employer contribution / active EE | $3,712 | $1,398+165.6% | $1,053+252.5% | $4,755-21.9% |
| Participant deferral / active EE | $5,940 | $2,554+132.6% | $1,922+209.0% | $6,713-11.5% |
| Admin fee / account holder | $0 | $3,212-100.0% | $2,486-100.0% | $11,407-100.0% |