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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,653 | $176,786+29.9% | $146,643+56.6% | $167,536+37.1% |
| Participation rate | 91.3% | 83.6%+7.7pp | 80.1%+11.2pp | 82.1%+9.2pp |
| Annual return | 8.93% | 24.04%-15.1pp | 22.75%-13.8pp | 478.82%-469.9pp |
| Employer contribution / active EE | $2,522 | $5,161-51.1% | $4,137-39.0% | $4,839-47.9% |
| Participant deferral / active EE | $8,214 | $6,440+27.5% | $5,506+49.2% | $6,342+29.5% |
| Admin fee / account holder | $15,748 | $13,262+18.8% | $10,280+53.2% | $12,315+27.9% |