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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,906 | $181,896+42.9% | $156,551+66.0% | $273,972-5.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.04% | 30.74%-21.7pp | 32.23%-23.2pp | 41.46%-32.4pp |
| Employer contribution / active EE | $4,429 | $6,248-29.1% | $5,501-19.5% | $4,869-9.0% |
| Participant deferral / active EE | $5,380 | $5,550-3.1% | $4,871+10.4% | $5,287+1.7% |
| Admin fee / account holder | $6,678 | $15,560-57.1% | $13,028-48.7% | $10,133-34.1% |