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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,168 | $101,795+80.9% | $165,100+11.5% | $80,959+127.5% |
| Participation rate | 66.7% | 71.8%-5.2pp | 78.6%-12.0pp | 67.7%-1.0pp |
| Annual return | 15.76% | 16.73%-1.0pp | 70.21%-54.4pp | 35.67%-19.9pp |
| Employer contribution / active EE | $2,359 | $2,954-20.1% | $4,348-45.8% | $2,757-14.5% |
| Participant deferral / active EE | $5,725 | $4,476+27.9% | $6,035-5.1% | $4,300+33.1% |
| Admin fee / account holder | $2,931 | $8,221-64.3% | $12,696-76.9% | $6,925-57.7% |