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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,526 | $108,825+81.5% | $156,181+26.5% | $82,448+139.6% |
| Participation rate | 65.6% | 72.4%-6.8pp | 78.8%-13.3pp | 68.1%-2.5pp |
| Annual return | 19.18% | 20.59%-1.4pp | 64.87%-45.7pp | 41.64%-22.5pp |
| Employer contribution / active EE | $1,980 | $2,870-31.0% | $4,294-53.9% | $2,551-22.4% |
| Participant deferral / active EE | $5,274 | $4,577+15.2% | $6,132-14.0% | $4,139+27.4% |
| Admin fee / account holder | $649 | $9,341-93.0% | $14,586-95.5% | $7,234-91.0% |