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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,535 | $57,352-53.7% | $83,830-68.3% | $64,173-58.7% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 25.93% | 11.38%+14.5pp | 850.97%-825.0pp | 7.63%+18.3pp |
| Employer contribution / active EE | $2,058 | $2,546-19.1% | $3,631-43.3% | $2,381-13.5% |
| Participant deferral / active EE | $3,310 | $2,993+10.6% | $4,082-18.9% | $3,470-4.6% |
| Admin fee / account holder | $6,379 | $4,046+57.7% | $5,479+16.4% | $4,887+30.5% |