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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,420 | $79,961-8.2% | $98,462-25.4% | $75,177-2.3% |
| Participation rate | 29.5% | 70.4%-40.8pp | 75.2%-45.6pp | 67.2%-37.7pp |
| Annual return | 15.61% | 19.75%-4.1pp | 21.17%-5.6pp | 160.75%-145.1pp |
| Employer contribution / active EE | $0 | $2,264-100.0% | $3,049-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,676 | $3,753-55.3% | $4,738-64.6% | $4,126-59.4% |
| Admin fee / account holder | $1,393 | $6,842-79.6% | $8,875-84.3% | $5,651-75.4% |