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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,018 | $88,707+220.2% | $74,185+282.9% | $273,970+3.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 10.55% | 11.94%-1.4pp | 17.74%-7.2pp | 41.46%-30.9pp |
| Employer contribution / active EE | $9,243 | $3,159+192.6% | $2,370+290.0% | $4,869+89.8% |
| Participant deferral / active EE | $8,228 | $4,212+95.4% | $3,550+131.8% | $5,287+55.6% |
| Admin fee / account holder | $11,158 | $8,717+28.0% | $5,586+99.7% | $10,132+10.1% |