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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,635 | $99,009+4.7% | $86,581+19.7% | $147,585-29.8% |
| Participation rate | 80.0% | 76.3%+3.7pp | 73.5%+6.5pp | 82.8%-2.8pp |
| Annual return | 18.22% | 1312.70%-1294.5pp | 965.06%-946.8pp | 578.58%-560.4pp |
| Employer contribution / active EE | $2,982 | $3,132-4.8% | $2,840+5.0% | $4,876-38.8% |
| Participant deferral / active EE | $7,107 | $3,972+78.9% | $3,609+97.0% | $5,439+30.7% |
| Admin fee / account holder | $1,083 | $5,709-81.0% | $4,904-77.9% | $10,886-90.1% |