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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,703 | $64,324+25.5% | $118,946-32.2% | $79,852+1.1% |
| Participation rate | 100.0% | 64.9%+35.1pp | 75.4%+24.6pp | 69.6%+30.4pp |
| Annual return | 9.56% | 86.45%-76.9pp | 35.89%-26.3pp | 31.72%-22.2pp |
| Employer contribution / active EE | $2,213 | $1,836+20.5% | $3,263-32.2% | $2,471-10.4% |
| Participant deferral / active EE | $2,727 | $2,824-3.4% | $4,266-36.1% | $3,740-27.1% |
| Admin fee / account holder | $5,706 | $4,040+41.2% | $6,581-13.3% | $5,306+7.5% |