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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,679 | $63,924+32.5% | $108,582-22.0% | $55,167+53.5% |
| Participation rate | 94.1% | 74.3%+19.7pp | 79.6%+14.5pp | 69.0%+25.1pp |
| Annual return | 12.97% | 15.31%-2.3pp | -51.70%+64.7pp | 169.23%-156.3pp |
| Employer contribution / active EE | $1,052 | $1,879-44.0% | $3,758-72.0% | $1,963-46.4% |
| Participant deferral / active EE | $2,932 | $3,067-4.4% | $4,311-32.0% | $3,054-4.0% |
| Admin fee / account holder | $2,524 | $618+308.6% | $7,645-67.0% | $504+400.8% |