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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,788 | $167,353+41.5% | $143,797+64.7% | $134,545+76.0% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -20.53% | 0.48%-21.0pp | -0.04%-20.5pp | 418.37%-438.9pp |
| Employer contribution / active EE | $1,969 | $5,620-65.0% | $4,952-60.2% | $4,742-58.5% |
| Participant deferral / active EE | $4,579 | $6,447-29.0% | $5,638-18.8% | $6,401-28.5% |
| Admin fee / account holder | $325 | $18,096-98.2% | $14,679-97.8% | $11,431-97.2% |