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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,740 | $98,776+132.6% | $149,745+53.4% | $79,856+187.7% |
| Participation rate | 84.9% | 75.8%+9.1pp | 82.5%+2.4pp | 69.6%+15.3pp |
| Annual return | 9.00% | 27.38%-18.4pp | 276.72%-267.7pp | 31.71%-22.7pp |
| Employer contribution / active EE | $3,499 | $3,217+8.8% | $4,646-24.7% | $2,471+41.6% |
| Participant deferral / active EE | $7,831 | $5,681+37.8% | $6,843+14.4% | $3,741+109.3% |
| Admin fee / account holder | $1,247 | $6,053-79.4% | $9,312-86.6% | $5,306-76.5% |