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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,322 | $111,301-68.3% | $112,977-68.7% | $158,982-77.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.6%+17.4pp | 82.0%+18.0pp |
| Annual return | 3.72% | 26.40%-22.7pp | 24.24%-20.5pp | 302.99%-299.3pp |
| Employer contribution / active EE | $3,696 | $4,471-17.3% | $4,255-13.1% | $4,763-22.4% |
| Participant deferral / active EE | $2,125 | $5,880-63.9% | $5,836-63.6% | $5,983-64.5% |
| Admin fee / account holder | $49,953 | $8,392+495.3% | $6,294+693.7% | $11,252+344.0% |