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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,213 | $167,353+102.1% | $143,797+135.2% | $134,545+151.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.08% | 0.48%-20.6pp | -0.04%-20.0pp | 418.37%-438.5pp |
| Employer contribution / active EE | $12,240 | $5,620+117.8% | $4,952+147.1% | $4,742+158.1% |
| Participant deferral / active EE | $5,943 | $6,447-7.8% | $5,638+5.4% | $6,401-7.2% |
| Admin fee / account holder | $5,580 | $18,096-69.2% | $14,679-62.0% | $11,431-51.2% |