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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,680 | $78,670+139.8% | $109,173+72.8% | $85,847+119.8% |
| Participation rate | 96.2% | 68.3%+27.9pp | 75.9%+20.3pp | 69.3%+26.8pp |
| Annual return | 14.85% | 25.09%-10.2pp | 25.75%-10.9pp | 318.61%-303.8pp |
| Employer contribution / active EE | $5,007 | $2,734+83.2% | $3,723+34.5% | $2,565+95.2% |
| Participant deferral / active EE | $10,597 | $3,467+205.6% | $4,654+127.7% | $3,952+168.1% |
| Admin fee / account holder | $1,825 | $5,469-66.6% | $6,755-73.0% | $6,261-70.8% |