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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,715 | $81,504+215.0% | $102,437+150.6% | $80,959+217.1% |
| Participation rate | 96.4% | 66.9%+29.6pp | 74.5%+21.9pp | 67.7%+28.8pp |
| Annual return | 11.87% | 25.60%-13.7pp | 24.95%-13.1pp | 35.67%-23.8pp |
| Employer contribution / active EE | $6,140 | $3,104+97.8% | $3,871+58.6% | $2,757+122.7% |
| Participant deferral / active EE | $12,858 | $3,871+232.2% | $5,060+154.1% | $4,300+199.0% |
| Admin fee / account holder | $7,993 | $6,719+19.0% | $8,388-4.7% | $6,925+15.4% |