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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,680 | $63,346+111.0% | $92,240+44.9% | $70,126+90.6% |
| Participation rate | 78.3% | 68.7%+9.7pp | 76.5%+1.9pp | 69.5%+8.8pp |
| Annual return | 12.02% | 530.19%-518.2pp | 176.29%-164.3pp | 73.15%-61.1pp |
| Employer contribution / active EE | $1,049 | $2,471-57.6% | $3,680-71.5% | $2,343-55.2% |
| Participant deferral / active EE | $4,251 | $2,854+49.0% | $3,897+9.1% | $3,332+27.6% |
| Admin fee / account holder | $1,502 | $3,841-60.9% | $5,194-71.1% | $4,645-67.7% |