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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,654 | $98,776+43.4% | $149,745-5.4% | $79,856+77.4% |
| Participation rate | 94.8% | 75.8%+19.0pp | 82.5%+12.3pp | 69.6%+25.2pp |
| Annual return | 7.72% | 27.38%-19.7pp | 276.72%-269.0pp | 31.71%-24.0pp |
| Employer contribution / active EE | $3,011 | $3,217-6.4% | $4,646-35.2% | $2,471+21.9% |
| Participant deferral / active EE | $6,157 | $5,681+8.4% | $6,843-10.0% | $3,741+64.6% |
| Admin fee / account holder | $5,863 | $6,053-3.1% | $9,312-37.0% | $5,306+10.5% |