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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,620 | $56,894-53.2% | $84,753-68.6% | $62,881-57.7% |
| Participation rate | 84.2% | 68.5%+15.7pp | 76.6%+7.6pp | 69.3%+14.9pp |
| Annual return | 3.52% | 6.30%-2.8pp | 22.78%-19.3pp | 20.14%-16.6pp |
| Employer contribution / active EE | $82 | $2,400-96.6% | $3,574-97.7% | $2,281-96.4% |
| Participant deferral / active EE | $2,052 | $2,709-24.3% | $3,712-44.7% | $3,203-35.9% |
| Admin fee / account holder | $13,324 | $3,581+272.1% | $5,333+149.8% | $4,296+210.2% |