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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,164 | $63,346-11.3% | $92,240-39.1% | $70,126-19.9% |
| Participation rate | 70.5% | 68.7%+1.8pp | 76.5%-6.0pp | 69.5%+0.9pp |
| Annual return | 13.36% | 530.19%-516.8pp | 176.29%-162.9pp | 73.15%-59.8pp |
| Employer contribution / active EE | $455 | $2,471-81.6% | $3,680-87.6% | $2,343-80.6% |
| Participant deferral / active EE | $1,608 | $2,854-43.7% | $3,897-58.7% | $3,332-51.7% |
| Admin fee / account holder | $1,813 | $3,841-52.8% | $5,194-65.1% | $4,645-61.0% |