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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,211 | $106,918-0.7% | $84,021+26.4% | $152,897-30.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 16.69% | 105.01%-88.3pp | 71.32%-54.6pp | 345.43%-328.7pp |
| Employer contribution / active EE | $7,130 | $2,735+160.7% | $1,984+259.4% | $4,764+49.7% |
| Participant deferral / active EE | $4,861 | $4,012+21.2% | $3,239+50.1% | $5,851-16.9% |
| Admin fee / account holder | $1,586 | $8,288-80.9% | $6,102-74.0% | $11,599-86.3% |