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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $59,325 |
THE INVESTMENT CENTER INC7 years Service code 55 1420 US HWY #206 · BEDMINSTER, NJ 07921 | Other Commissions | $23,587 |
Filed as: PA RETIREMENT SOLUTIONS Service code 13 · EIN 27-2487837 1110 N MOUNTAIN RD · HARRISBURG, PA 17112 | Contract Administrator | $10,829 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,317 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,272 | $88,360+12.4% | $145,433-31.7% | $67,986+46.0% |
| Participation rate | 99.2% | 65.5%+33.8pp | 82.1%+17.1pp | 57.2%+42.0pp |
| Annual return | 13.83% | 63.15%-49.3pp | 66.58%-52.7pp | 31.67%-17.8pp |
| Employer contribution / active EE | $2,655 | $3,054-13.0% | $4,554-41.7% | $2,019+31.5% |
| Participant deferral / active EE | $5,917 | $5,932-0.3% | $7,897-25.1% | $3,358+76.2% |
| Admin fee / account holder | $371 | $3,313-88.8% | $13,129-97.2% | $3,203-88.4% |