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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,188 | $167,362+64.4% | $143,799+91.4% | $134,532+104.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.81% | 0.47%-21.3pp | -0.04%-20.8pp | 418.27%-439.1pp |
| Employer contribution / active EE | $13,426 | $5,620+138.9% | $4,952+171.1% | $4,741+183.2% |
| Participant deferral / active EE | $10,874 | $6,447+68.7% | $5,638+92.9% | $6,401+69.9% |
| Admin fee / account holder | $81,196 | $18,094+348.7% | $14,677+453.2% | $11,429+610.5% |