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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,839 | $67,606+124.6% | $82,313+84.5% | $70,124+116.5% |
| Participation rate | 83.9% | 72.8%+11.1pp | 76.9%+7.0pp | 69.5%+14.3pp |
| Annual return | 15.29% | 21.57%-6.3pp | 25.88%-10.6pp | 73.14%-57.9pp |
| Employer contribution / active EE | $2,217 | $1,755+26.3% | $2,428-8.7% | $2,342-5.4% |
| Participant deferral / active EE | $999 | $2,987-66.6% | $3,706-73.0% | $3,332-70.0% |
| Admin fee / account holder | $13,059 | $4,512+189.4% | $5,608+132.9% | $4,645+181.1% |