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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,060 | $124,980-50.3% | $108,359-42.7% | $154,746-59.9% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 18.34% | 45.00%-26.7pp | 36.89%-18.6pp | 172.34%-154.0pp |
| Employer contribution / active EE | $1,639 | $2,851-42.5% | $2,399-31.7% | $4,379-62.6% |
| Participant deferral / active EE | $2,783 | $4,743-41.3% | $4,137-32.7% | $6,730-58.6% |
| Admin fee / account holder | $1,078 | $11,502-90.6% | $9,741-88.9% | $14,365-92.5% |