Retirement plan

GOODS STORE, INC. PROFIT SHARING PLAN

Name: GOODS STORE, INC. - GOODS STORE, INC. PROFIT SHARING PLAN (2017) Form 5500
Creator: GOODS STORE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GOODS STORE, INC. PROFIT SHARING PLAN, GOODS STORE, INC.

GOODS STORE, INC.EIN 23-1931648Plan #001PY 2017

165 EARLAND DRIVE - NEW HOLLAND, PA 17557717-940-9425

Prospect flagsLow returnsLow participant contribution

How to read this page

Total assets (EOY)

$14.1M

+9.2% from 2016

Total participants

195

+25.8% from 2016

Average account balance

$90,982

-1.4% from 2016

Annual return

11.65%

+2.18 pp from 2016

Benchmarks

See 420 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort420 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$81K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

217

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$470K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.43%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 10 of 14 by compensation

Provider	Service type	Compensation
ALLIANCE PENSION CONSULTANTS, LLC3+ years Filed as: THE PARAGON ALLIANCE GROUP, LLC Service code 13	Contract Administrator	$10,346
MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years Filed as: MASSACHUSETTS MUTUAL LIFE INS CO Service code 52 · EIN 04-1590850	Indirect Investment Fees	$1,275
AMERICAN FUNDS1 year Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
ARIEL INVESTMENTS, LLC1 year Filed as: ARIEL INVESTMENTS Service code 52 · EIN 02-0712418	Indirect Investment Fees	$0
CALVERT1 year Service code 52 · EIN 52-1531869	Indirect Investment Fees	$0
FRANKLIN TEMPLETON1 year Service code 52 · EIN 90-0342299	Indirect Investment Fees	$0
NEUBERGER BERMAN1 year Service code 52 · EIN 13-6068441	Indirect Investment Fees	$0
OPPENHEIMER1 year Service code 52 · EIN 90-0342299	Indirect Investment Fees	$0
PARNASSUS1 year Service code 52 · EIN 94-6579180	Indirect Investment Fees	$0
BAIRD FUNDS3+ years Filed as: ROBERT C WISNER Service code 53 300 HARLEYSVILLE PIKE · SOUDERTON, PA 18964	Insurance Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$1K

$9 / participant

Contract admin$1K100.0%

% of EOY assets

0.009%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: TROUT, EBERSOLE & GROFF, LLP
Auditor EIN: 231551315
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$90,982

$47,448+91.8%

$94,993-4.2%

$62,293+46.1%

Participation rate

71.2%

66.5%+4.7pp

73.9%-2.7pp

69.5%+1.7pp

Annual return

11.65%

22.64%-11.0pp

27.14%-15.5pp

28.90%-17.2pp

Employer contribution / active EE

$1,967

$1,300+51.3%

$2,603-24.4%

$2,042-3.7%

Participant deferral / active EE

$555

$2,375-76.6%

$3,317-83.3%

$3,169-82.5%

Admin fee / account holder

$434-98.1%

$4,960-99.8%

$479-98.3%

Provider

Service type

Compensation

ALLIANCE PENSION CONSULTANTS, LLC3+ years

Filed as: THE PARAGON ALLIANCE GROUP, LLC

Service code 13

Contract Administrator

$10,346

MASSACHUSETTS MUTUAL LIFE INS. CO.3+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INS CO

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$1,275

AMERICAN FUNDS1 year

Service code 52 · EIN 95-1411037

Indirect Investment Fees

ARIEL INVESTMENTS, LLC1 year

Filed as: ARIEL INVESTMENTS

Service code 52 · EIN 02-0712418

Indirect Investment Fees

CALVERT1 year

Service code 52 · EIN 52-1531869

Indirect Investment Fees

FRANKLIN TEMPLETON1 year

Service code 52 · EIN 90-0342299

Indirect Investment Fees

NEUBERGER BERMAN1 year

Service code 52 · EIN 13-6068441

Indirect Investment Fees

OPPENHEIMER1 year

Service code 52 · EIN 90-0342299

Indirect Investment Fees

PARNASSUS1 year

Service code 52 · EIN 94-6579180

Indirect Investment Fees

BAIRD FUNDS3+ years

Filed as: ROBERT C WISNER

Service code 53

300 HARLEYSVILLE PIKE · SOUDERTON, PA 18964

Insurance Commissions

GOODS STORE, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GOODS STORE, INC. PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion