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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,208 | $114,119-2.6% | $107,187+3.8% | $138,895-19.9% |
| Participation rate | 73.3% | 78.1%-4.7pp | 75.0%-1.7pp | 79.9%-6.6pp |
| Annual return | 10.71% | 273.21%-262.5pp | 204.55%-193.8pp | 145.39%-134.7pp |
| Employer contribution / active EE | $1,482 | $4,059-63.5% | $3,782-60.8% | $4,194-64.7% |
| Participant deferral / active EE | $2,372 | $5,538-57.2% | $5,096-53.5% | $6,396-62.9% |
| Admin fee / account holder | $3,901 | $10,024-61.1% | $9,162-57.4% | $12,562-68.9% |