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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,723 | $93,617+11.9% | $135,982-23.0% | $75,177+39.3% |
| Participation rate | 80.0% | 75.2%+4.8pp | 81.9%-1.9pp | 67.2%+12.8pp |
| Annual return | 16.37% | 30.89%-14.5pp | 68.32%-52.0pp | 160.75%-144.4pp |
| Employer contribution / active EE | $665 | $3,538-81.2% | $4,859-86.3% | $2,671-75.1% |
| Participant deferral / active EE | $7,071 | $6,406+10.4% | $7,760-8.9% | $4,126+71.4% |
| Admin fee / account holder | $52,939 | $6,980+658.5% | $10,767+391.7% | $5,651+836.8% |